What's Your Modular Home
Actually Worth?
Factory-built homes are routinely under-valued by appraisers who don't specialize. Enter your address and find out what a certified modular appraiser sees.
Find the scenario that
mirrors your own.
Single-Section Ranch
Owner Assumed
$218,000
Appraised Value
$267,500
"Lender flagged "non-standard construction" and ordered a second opinion."
The Harringtons refinanced to fund a kitchen renovation. Their bank's generalist appraiser pulled comps from stick-built ranches and came in $49,000 short of what the home would command on the open market. Our certified report identified four comparable modular sales within 3.2 miles, adjusted for HUD-code compliance and permanent foundation, and returned a defensible value the underwriter accepted same-day.
Two-Story Cape Cod
Owner Assumed
$385,000
Appraised Value
$408,000
"Manufacturer's sales sheet cited $412,000. Lender required independent third-party appraisal."
A regional modular manufacturer needed third-party validation to anchor sales literature for their Cascade Series. The lender required USPAP-compliant documentation before the buyer's construction loan could close. Our appraisal incorporated modular-specific depreciation schedules, confirmed the panelized wall assembly met IRC standards, and produced a report that satisfied both the lender's underwriting desk and the state's construction lending guidelines.
Accessory Dwelling Unit
Owner Assumed
$142,000
Appraised Value
$189,000
"Insurance carrier disputed replacement cost. Appraisal district assessed at $98,000."
A Sacramento homeowner installed a 640 sq ft modular ADU and discovered the county's automated assessment was $91,000 below actual market value — a $1,092 annual property-tax overpayment on an asset they couldn't properly insure. Our certified valuation separated the ADU land contribution from structure value, documented factory-direct replacement cost, and provided the formal exhibit the appeals board required to correct the assessment roll.
Get Your Valuation Estimate
Five questions. Sixty seconds. You'll know what report type you need and what it costs before you ever speak to an appraiser.
What type of factory-built home?
This determines which comparable sales and depreciation tables we apply.
Industry
validated
excellence.
Every appraisal report carries the weight of certifications that lenders, courts, and insurance carriers recognize without question. Our credentials aren't decorative — they're the reason your report clears underwriting on the first submission.
2,400+
Reports Filed
18
States Covered
99.2%
Lender Acceptance Rate
48hr
Average Turnaround
Appraisal Institute — Designated Member (MAI)
Professional Designation
USPAP Certified — Uniform Standards of Professional Appraisal Practice
Federal Compliance
Fannie Mae / Freddie Mac Approved Appraiser Panel
GSE Lender Compliance
FHA / HUD Roster Appraiser
Government Lending
Manufactured Housing Institute — Certified Valuation Specialist
Industry Certification
National Association of Appraisers — Excellence Award
Industry Recognition
The clients we've built with.
Derek Nwosu
Columbus, Ohio
VP Lending — First Central Bank
Every report clears underwriting on first submission.
We route all manufactured and modular appraisal orders through Appraise. Their USPAP documentation is airtight, the comps are always defensible, and the turnaround is 48 hours without exception. Zero revision requests in three years.
Ready to proceed?